Author: admin

The world is ageing slowly and as we look around us we see a population of 65 and above on the rise around us, especially in developing countries and it won’t be long before the developed countries too catch up on this feature. Ageing population is where the proportion of older people is high within the total population. As the number steadily increases, the world is expected to see a rise in people above the age group of 65 and more, accelerating the numbers old people in the society. As the world sees a rise in the ageing population the responsible to make them live in the society with dignity and security is also a challenge to all the countries.
The ageing population is expected to be more than children between 0 -14 years in the next five years. Women outlive men most of the times but this gender gap is expected to decrease in the developed countries and increase in developing countries. Ageing affects all types of societies; the rich and the poor in different ways. The global life expectancy have been on the rise because of improved hygiene, better communication, healthy diets, socioeconomic development, and advancement of science and technology. Though there are a lot of problems due to the ageing population in the society, it can also be looked at as a success in the history of mankind.

A lot of changes need to be incorporated into the existing society to make living comfortable for this ageing population. And there is a need to change a lot of social reforms in the society to fit in these older persons. They need to be kept in the labor markets for a longer period of time and the retirement age should be increased. Good healthcare will also prevent diseases connected with old age. Special attention needs to be given to their basic needs like housing, health, social services, and pension schemes which can make them lead healthy and comfortable lives.

L.K. Lee

Abstract
Telemarketing has become a popular marketing tool. In a financial crisis, credit may contract in domestic and international markets, forcing banks to turn to customer deposits, including term deposits, as a source of additional funds. In addition, loans are a main source of income for banks. Therefore, a bank manager’s key responsibility is to attract term deposits and generate loans. Here direct marketing enables banks to reach customers who are likely to make deposits and take loans, so identifying such customer groups is a major challenge for banks. Using the proposed model, a bank manager can better conduct direct marketing campaigns and achieve greater customer satisfaction. A machine learning model is built to predict the success rate of bank telemarketing in identifying valued customers. This work describes a data mining approach to extracting valuable information from a dataset from a recent Portuguese bank telemarketing campaign obtained from the UCI KDD Machine Learning Datasets. To validate prediction accuracy, the proposed model is compared with popular classification models including Naïve Bayes, SVM and Decision Tree. All experiments are implemented in WEKA. The experimental results provide useful insights for strengthening banks both financially and functionally.

Yuejun Sun, Xinru Cheng, Haiming Li, Yuwen Lin, Joohwan Sung, Anlan Wang

Malaysia destroying its forests three times faster than all Asia combined

Detailed information ordered by the Wetlands International reports that Malaysia is pulling out of the ground the standard two percent of the rainforest in Sarawak which is the biggest land on the island of Borneo or almost ten percent more than five years ago. They also added that many have been transformed into palm oil plantations.

Five years ago, big unit of land area land of Malaysia consisting largely of peat which is about 872,263 acres were cleared, or one-third of the swamps which have kept carbon from fragment plants for a very long time.

According to scientists, the devastation of the Amazon and the ruining of Central Africa’s and Southeast Asia’s rainforest are responsible for over fifteen percent of carbon emissions that result to global warming.

Keeping the forest alive allows the immersion carbon from the atmosphere while deforestation frees the stored carbon which results to climate change. However, releasing effect is increased when trees are cut down from the peatlands while the swamps are left empty for business plantations.

Asian countries that manufactured almost ninety percent of the global’s palm oil are Malaysia and Indonesia. This palm oil is used in cooking oil, cosmetics, soaps, bread, and chocolate.

Palm oil is also used as a factory oil and believed as a perfect biofuel as a replacement to fossil fuel. However, it was not approved since it was reported to destroy the rainforest because of widening of plantations.

Indonesia committed a solemn promise to give a brake in deforestation in their land. Norway also pledged to Jakarta to contribute one billion dollars every year as their financial support in order to observe and measure the quantity of greenhouse gas production.

A. Yap